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FHA loans

Homebuyers looking for a low down payment might benefit from a FHA loan. First-time homebuyers, in particular, are often interested in this type of loan because gift funds may be allowed for all or a portion of a down payment and/or closing costs. Your mortgage may also, under certain conditions, be assumed by qualified individuals when the home is sold or transferred.

Quontic Bank is proud to be an approved FHA lender.

FHA loans

  • Low minimum down payment
  • Choice of fixed & adjustable rates
  • Flexible closing cost options
  • Mortgage insurance is required
  • Cash out allowed for home repair

And we don’t just help you find the right mortgage; we do all we can to make the mortgage process simple, fast and hassle-free. Our growing network of loan officers, led by our most senior executives, can also lend in all 50 states!

Get more options

For more information, speak to your Quontic Bank loan officer. Call 1-800-908-6600.

Ready to borrow? Get started now or find a loan officer near you.

PREQUALIFY NOW

Other resources

Fixed rate mortgages
Adjustable rate mortgages
'Lite Doc' loans (No tax returns needed!)
Foreign Nationals (Limited income verification!)
Condos & co-ops (New & non-warrantable OK!)
Jumbo & super jumbo
VA loans
Reverse mortgages (Cash-out or home purchase)
Commercial Real Estate portfolio loans
First Home Club (Receive up to $7,500 toward your first home!)
Mortgage process
Mortgage checklist
Prequalify now

Disclosure: Prequalification provides you with an estimate of how much you can borrow to purchase a home, based on our preliminary review of credit information. This does not represent an offer to enter into a loan agreement. Loans subject to credit approval. Not all loan products or terms are available in all states. Normal credit qualifications and other terms and conditions apply. Products, rates & terms subject to change without notice. Information is accurate & effective as of September 2016 & is subject to change without notice.

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