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Foreign National loans

If you’re a non-U.S. citizen or resident interested in purchasing property in NYC or Miami, Quontic Bank might have a borrowing solution for you!

We base our Foreign National loan program’s lending decisions on our assessment of the borrower’s overall capacity rather than the standard loan qualification metrics.

Our loan products and services are customized to the individual borrower, providing fast, flexible borrowing solutions!

Foreign National program guidelines:

  • NYC and/or Miami metropolitan areas only (1-4 family, condo/PUD1 & co-op)
  • Self-employed borrowers - Accountant’s letter verifying income for last 2 years & year-to-date income
  • Post-closing liquidity - Minimum of 12 months’ PITI2 required
  • Must maintain 6 months' PITI in a Quontic Bank Simple checking account
  • Eligibility requirements, exclusions & other terms & conditions apply

At Quontic Bank, we make the mortgage process simple, fast and hassle-free!

PREQUALIFY NOW

Learn more

To get started, prequalify now. For questions or additional information, contact a Quontic Bank loan officer—or reach us by online form, email or phone.

By online form
Loan inquires
Prequalify for a mortgage

By email
Customer service: customerservice@quonticbank.com
Loan inquires: loaninfo@quonticbank.com

By phone
Customer service: 1-800-908-6600

Other resources

Fixed rate mortgages
Adjustable rate mortgages
Portfolio loans
'Lite Doc' loans (No tax returns needed!)
Foreign Nationals (Limited income verification!)
Condos & co-ops (New & non-warrantable OK!)
Jumbo & super jumbo
FHA loans (Low minimum down payment!)
VA loans
Reverse mortgages (Cash-out or home purchase)
Commercial Real Estate portfolio loans
First Home Club (Receive up to $7,500 toward your first home!)
Mortgage process
Mortgage checklist
Testimonials
Prequalify now
Contact us

1Planned Unit Development. 2Principal, interest, taxes & insurance. Disclosure: All lending products are subject to credit & property approval. Rates, program terms & conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions & limitations apply. Prequalification provides you with an estimate of how much you can borrow to purchase a home, based on our preliminary review of credit information. This does not represent an offer to enter into a loan agreement. Information is accurate & effective as of April 10, 2017 & is subject to change without notice.

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