Skip to main content or please stop by one of our convenient locations.

Foreign National loans

If you’re a non-U.S. citizen or resident interested in purchasing property in NYC or Miami, Quontic Bank might have a borrowing solution for you!

We base our Foreign National loan program’s lending decisions on our assessment of the borrower’s overall capacity rather than the standard loan qualification metrics.

Our loan products and services are customized to the individual borrower, providing fast, flexible borrowing solutions!

Foreign National program guidelines:

  • NYC and/or Miami metropolitan areas only (1-4 family, condo/PUD1 & co-op)
  • Self-employed borrowers - Accountant’s letter verifying income for last 2 years & year-to-date income
  • Post-closing liquidity - Minimum of 12 months’ PITI2 required
  • Must maintain 6 months' PITI in a Quontic Bank Simple checking account
  • Eligibility requirements, exclusions & other terms & conditions apply

And we don’t just help you find the right mortgage; we do all we can to make the mortgage process simple, fast and hassle-free!

Get more options

For more information, speak to your Quontic Bank loan officer. Call 1-800-908-6600.

Ready to borrow? Get started now or find a loan officer near you.

PREQUALIFY NOW

Other resources

Fixed rate mortgages
Adjustable rate mortgages
'Lite Doc' loans (No tax returns needed!)
Condos & co-ops (New & non-warrantable OK!)
Jumbo & super jumbo
FHA loans (Low minimum down payment!)
VA loans
Reverse mortgages (Cash-out or home purchase)
Commercial Real Estate portfolio loans
First Home Club (Receive up to $7,500 toward your first home!)
Mortgage process
Mortgage checklist
Prequalify now

1Planned Unit Development. 2Principal, interest, taxes & insurance. Disclosure: All lending products are subject to credit & property approval. Rates, program terms & conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions & limitations apply. Prequalification provides you with an estimate of how much you can borrow to purchase a home, based on our preliminary review of credit information. This does not represent an offer to enter into a loan agreement. Information is accurate & effective as of April 10, 2017 & is subject to change without notice.

Top

member FDIC  member equal housing lender

Member FDIC. Equal Housing Lender. NMLS ID: 403503
© 2017 All rights reserved.

Primary Federal Regulator: Office of the Comptroller of the Currency
Toll Free: 1-800-613-6743 FDIC Call Center: 1-877-275-3342
www.FDIC.gov

You are leaving Quontic Bank

By clicking Continue, you will be taken to a website that is not affiliated with Quontic Bank. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Quontic Bank's website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Quontic Bank.

Continue
×

Unsecure Email Disclosure

Your privacy is very important to us. We would like to advise you that Internet email is not a secure method of communication. Please do not submit any information that you consider confidential. We recommend you do not include any specific identifying information such as your social security, account, PIN numbers, date of birth, etc...

Continue
×

Affiliate Website Notice

By clicking Continue, you will be taken to our affiliate's website. Products and services offered shown will be provided by our affiliated entity. Some products offered may not be FDIC insured. Please read the privacy and security policies on our affiliate's website. In some instances, these policies may differ from those of Quontic Bank Group.

Continue
×