Foreign National loans

If you’re a non-U.S. citizen or resident interested in purchasing property in NYC or Miami, Quontic Bank might have a borrowing solution for you!

We base our Foreign National loan program’s lending decisions on our assessment of the borrower’s overall capacity rather than the standard loan qualification metrics.

Our loan products and services are customized to the individual borrower, providing fast, flexible borrowing solutions!

Foreign National program guidelines:

• NYC and/or Miami metropolitan areas only (1-4 family, condo/PUD¹ & co-op)
• Self-employed borrowers - Accountant’s letter verifying income for last 2 years & year-to-date income
• Post-closing liquidity - Minimum of 12 months’ PITI² required
• Must maintain 6 months' PITI in a Quontic Bank Simple checking account
• Eligibility requirements, exclusions & other terms & conditions apply

And we don’t just help you find the right mortgage; we do all we can to make the mortgage process simple, fast and hassle-free!

Get more options

For more information, speak to your Quontic Bank loan officer. Call 1-800-908-6600.

Ready to borrow? Get started now or find a loan officer near you.

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Other resources

Fixed rate mortgages
Adjustable rate mortgages
Portfolio loans
'Lite Doc' loans (No tax returns needed!)
Condos & co-ops (New & non-warrantable OK!)
Jumbo & super jumbo
FHA loans (Low minimum down payment!)
VA loans
Reverse mortgages (Cash-out or home purchase)
Commercial Real Estate portfolio loans
First Home Club (Receive up to $7,500 toward your first home!)
Mortgage process
Mortgage checklist
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