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Mortgage application checklist

Expedite your home mortgage application process!

Quontic Bank helps make the mortgage process hassle-free. Compile the following paperwork, which is usually required during a home loan review:


  • 2 years’ federal tax returns (all pages, all schedules, e.g. 1040EZ) & 2 years’ supporting information (e.g. W2, 1099, K1, etc.)
  • 2 years’ business returns for each corresponding corporate tax returns where borrower has 25%+ ownership
  • 2 months’ personal checking & savings statements as well as 401(k), IRA, stocks & bonds statements, etc.
  • Most recent 30-day/1 months’ pay stubs (If paid weekly, 4 consecutive stubs required)
  • 1 government-issued photo ID


  • Most recent mortgage bill
  • Most recent tax bill
  • Insurance policy
  • Most recent maintenance bill (if property is a condo/co-op)

Own other property?

  • Mortgage bills & statements
  • Tax bills
  • Insurance policies

Additional documents and information may be required!


Learn more

To get started, prequalify now. For questions or additional information, contact a Quontic Bank loan officer—or reach us by online form, email or phone.

By online form
Loan inquires
Prequalify for a mortgage

By email
Customer service:
Loan inquires:

By phone
Customer service: 1-800-908-6600

Other resources

Fixed rate mortgages
Adjustable rate mortgages
Portfolio loans
'Lite Doc' loans (No tax returns needed!)
Foreign Nationals (Limited income verification!)
Condos & co-ops (New & non-warrantable OK!)
Jumbo & super jumbo
FHA loans (Low minimum down payment!)
VA loans
Reverse mortgages (Cash-out or home purchase)
Commercial Real Estate portfolio loans
First Home Club (Receive up to $7,500 toward your first home!)
Mortgage process
Mortgage checklist
Prequalify now
Contact us

Disclosure: Prequalification provides you with an estimate of how much you can borrow to purchase a home, based on our preliminary review of credit information. This does not represent an offer to enter into a loan agreement. Loans subject to credit approval. Not all loan products or terms are available in all states. Normal credit qualifications and other terms and conditions apply. Products, rates & terms subject to change without notice. Information is accurate & effective as of September 2016 & is subject to change without notice.

Loan Officer Abdul Rehman and his customer
"Everything was handled professionally and if I had to grade his performance, I would give him 10/10," said Quontic Bank mortgage customer Saima Zaheer.

Liliana Giraldo
"After having a tough time trying to get a mortgage, meeting Liliana Giraldo was a godsend. She went above and beyond for us," said Quontic Bank mortgage customers Dania & Librado Rodriguez.


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