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Portfolio loans

Moving? Looking for a second or vacation home? Searching for an investment property?

Quontic Bank’s portfolio loans are tailored to meet your individual circumstances with in-house underwriting and decision-making!

  • Purchase, refinance & cash-out refinance
  • 1-4 family (primary residence, second or vacation home & investment properties)
  • New & non-warrantable condos/PUD1 & co-ops
  • Individual, LLC, corporate, revocable or irrevocable trust ownership
  • 660 minimum credit score
  • No credit score OK with 3 qualifying credit sources!

At Quontic Bank, we make the mortgage process simple, fast and hassle-free!


Learn more

To get started, prequalify now. For questions or additional information, contact a Quontic Bank loan officer—or reach us by online form, email or phone.

By online form
Loan inquires
Prequalify for a mortgage

By email
Customer service:
Loan inquires:

By phone
Customer service: 1-800-908-6600

Other resources

Fixed rate mortgages
Adjustable rate mortgages
Portfolio loans
'Lite Doc' loans (No tax returns needed!)
Foreign Nationals (Limited income verification!)
Condos & co-ops (New & non-warrantable OK!)
Jumbo & super jumbo
FHA loans (Low minimum down payment!)
VA loans
Reverse mortgages (Cash-out or home purchase)
Commercial Real Estate portfolio loans
First Home Club (Receive up to $7,500 toward your first home!)
Mortgage process
Mortgage checklist
Prequalify now
Contact us

1Planned Unit Development. Disclosure: Ask for additional details. Loans subject to approval. Terms, conditions & fees for accounts, products, programs & services are subject to change without notice. Information is accurate & effective as of April 4, 2017. Prequalification provides you with an estimate of how much you can borrow to purchase a home, based on our preliminary review of credit information. This does not represent an offer to enter into a loan agreement. Additional lending terms, conditions, fees & exclusions may apply. Subject to eligibility & credit approval. Not all products are available in all states or for all amounts.

Edward Lombardo Quontic Bank
"Excellent. Very thorough. Very professional. Pleasure working with!" said Quontic Bank mortgage customer Michael W.

Abdul Rehman Quontic Bank
"Abdul Rehman has been helpful throughout the whole mortgage process," said Quontic Bank mortgage customers Muhammad & Danyal A.


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