Skip to main content

“轻便文件”(Lite Doc) 贷款

无需税务申报表!无需 IRS 4506 表!

Quontic Bank 的着眼点超越一般以收入和信用验证为依据的标准贷款资格量度。相反,我们会考察借款人的整体财务和信用资料,以及合格的第三方对借款人收入的认 证。

“轻便文件”(Lite Doc) 计划指引综述

  • 首套房、二套房或度假屋
  • 1-4 户房屋、合作公寓 (co-op)、康斗公寓 (condo) 以及 PUD1 贷款金额最高可达 300 万美元
  • 最高贷款对房值比率为 75%,最低信用评分为 700*
  • 最高贷款对房值比率为 65%,最低信用评分为 680*
  • 自雇借款人 – 会计师证明信以及 12 个月的 P&L 表2(无纳税申报表或 4506 表)
  • W2 借款人 – 雇佣验证
  • 资产验证 – 1 个月的银行对帐单(家人馈赠亦可接受)
  • 资格要求、排除情况以及其他条款和条件可能适用

资格要求、排除情况以及其他条款和条件可能适用。

貸款計劃

新建与无保修康斗公寓 (condo) 和合作公寓 (co-op)
大型抵押贷款
FHA 贷款
VA 住宅贷款
商业 房地产贷款
首房俱乐部
按揭流程
按揭申请 核对表

Steven Ho
高级贷款专员
NMLS ID: 97880
办公: 718-215-4093
手机: 516-477-7344
传真: 888-270-8832
sho@quonticbank.com

1规划单元开发 (Planned Unit Development). 2损益表。*适用于主要居所购置,最高贷款金额可达 150 万美元。披露:所有放贷产品须经信贷与物业审批。利率、计划条款与条件随时可能变动,恕不另行通知。并非所有产品在所有州都可提供,也并非针对所有金额都可提供。根据我们对资信信息的初步审查,资格预审使您能够估算您可以用来购买房屋的借款金额。这并不代表签订贷款协议的要约。其他限定和限制适用。所载信息截至 2018 年 1 月 30 日是准确、有效的;随时可能变动,恕不另行通知。

Top

You are leaving Quontic Bank

By clicking continue below, you will be taken to a website that is not affiliated with Quontic Bank. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Quontic Bank's website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Quontic Bank.

Continue

Unsecure Email Disclosure

Your privacy is very important to us. We would like to advise you that Internet email is not a secure method of communication. Please do not submit any information that you consider confidential. We recommend you do not include any specific identifying information such as your social security, account, PIN numbers, date of birth, etc...

Continue

Affiliate Website Notice

By clicking continue below, you will be taken to our affiliate's website. Products and services offered shown will be provided by our affiliated entity. Some products offered may not be FDIC insured. Please read the privacy and security policies on our affiliate's website. In some instances, these policies may differ from those of Quontic Bank Group.

Continue