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Personal checking accounts designed for you

It's your money; manage it your way. With Quontic Bank checking accounts, you can!

Quontic Bank checking accounts come with a host of conveniences—including online banking and mobile banking—so you can take your account with you wherever life takes you.

All our checking accounts offer:

Accounts we offer:

Simple checking

  • No minimum balance
  • No monthly service charge

Personal interest checking

  • Pays a competitive interest rate on your balance

Quontic personal money market checking

  • Pays a tiered rate of return on your balances
  • Six pre-authorized or automatic transfers by check, debit card or ACH per statement cycle

Guardian accounts

  • We also offer Uniform Gifts to Minors Act (UGMA) & Uniform Transfers to Minors Act (UTMA) that parents, grandparents & family members may set up for children
  • Guardian accounts are available for those people (minors or adults) who are unable to manage their money on their own (Requires a court order.)

Switch to Quontic Bank

Ready to open an account? At Quontic Bank, we invite those in the greater New York City area to open a bank account with us.

Learn more

To get started or for additional information, reach us by online form, email or phone.

By online form
Banking inquires

By email
Customer service:
Online & mobile banking support:

By phone
Customer service: 1-800-908-6600
Online & mobile banking support: 1-855-226-5287
Lost or stolen cards: 1-800-500-1044

Other resources

Personal savings
Personal banking deposit rates
Personal banking checklist
Business banking
Business banking deposit rates
Online & mobile banking
Borrowing solutions
Reverse mortgage
About Quontic Bank
Testimonials
Contact us

Disclosure: Ask for details. Additional terms, conditions, fees & exclusions may apply. Some accounts may require a minimum average daily balance for the statement cycle to avoid service charges. Interest will compound daily & credit monthly. If account is closed before interest is credited, accrued interest will be forfeited for that statement cycle. Fees could reduce earnings. In order to sign up for online banking, you must have a Quontic Bank account. Mobile banking requires enrollment through online banking. Data connection required. Wireless carrier fees may apply. There is no charge from Quontic Bank for account alerts, but message & data rates may apply. Mobile check deposit is available for select mobile devices. Subject to eligibility & further review. Deposits are subject to verification & not available for immediate withdrawal. Deposit limits & other restrictions may apply. Information is subject to change without notice. 

  1. Money Market accounts & savings accounts are subject to excess withdrawal fees processed over the six allowed transactions per statement cycle. 
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