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Underwriters & DE Underwriters job openings in Astoria & Melville

Quontic Bank's growing, dynamic lending operations team is currently seeking Underwriters and DE Underwriters to join our offices located in Astoria and Melville, N.Y. The seasoned candidates we seek will make timely and accurate credit decisions and possess strong verbal and written communication skills. Candidates must have thorough understanding of underwriting policies and procedures, as well as investor guidelines and regulatory updates including knowledge of FHA loans, VA loans, FNMA and FMLMC guidelines.

Job requirements:

  • 5 years of underwriting experience required;
  • Must have current knowledge of TRID;
  • FHA DE approval from HUD preferred;
  • Proficient in all aspects of underwriting including property, credit & income evaluation;
  • Must have analytical & auditing skills, as well as a firm grasp on math;
  • Must have knowledge pertaining to the regulations governing mortgage lending;
  • In depth understanding of FHA, FNMA. FHLMC requirements, policies & guidelines;
  • Must have experience in automated underwriting systems & FHA systems;
  • Ability to work collaboratively with others in a fast paced, deadline driven environment;
  • Excellent computer skills, customer service & communication skills.

Job responsibilities: 

  • Receive mortgage applications & underwrite applications as per designated limits;
  • Must analyze income & employment detail of the borrower to determine the ability of the borrower to repay the home mortgage loan;
  • Evaluate asset documentation from which the applicant’s funds seem to be originating;
  • Review the borrower’s credit report & credit rating to determine the ability of the borrower to repay the loan after analyzing the borrower’s prior payment history;
  • Review the appraisal & check if it has been valued properly to warrant the loan requested from the bank;
  • Candidates must have manual underwriting experience & be familiar with LP & DU underwriting & have a thorough knowledge of complex tax returns/financial statements;
  • Prepare FHA files for FHA insurance endorsement;
  • Respond to any & all FHA technical reviews;
  • Proficient knowledge of complex tax returns/financial statements;
  • Be available to processors & correspondents for general guideline interpretations & questions on specific loan files;
  • Proficient in all aspects of underwriting, including property, credit & income evaluation;
  • Work effectively with processing, funding & sales managers to achieve goals & objectives.

Compensation & benefits:

  • Competitive salary & annual performance bonus commensurate with experience;
  • Comprehensive benefits package available.

Apply now!

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Other Quontic Bank job openings:

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  • Loan Officers – Massachusetts
  • Loan Officers – Georgia
  • HMDA Audit Specialist – Astoria
  • Loan Officers – Indianapolis
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  • Commercial Real Estate Underwriter – Astoria
  • Senior Loan Officer – Miami
  • Quontic Bank is an equal opportunity employer. All applicants will be considered without regard to race, gender, color, religion, age, national origin, marital status, disability, or veteran status, in accordance with federal & state laws.

    Quontic Bank careers
    Quontic Bank careers

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